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Pacificwide Mortgage

100% online lending with an AI assistant

FintechReal EstateUSAAI

Client

Pacificwide Real Estate & Mortgage

Industry

Real estate & mortgage lending

Engagement

Full digital ecosystem

Scale

San Jose, California — since 2009

2009
partner founded
San Jose, CA
market served
MLS/IDX
home search integration
100%
online loan journey

Challenge

Brokerage and mortgage lending stayed two separate processes

Pacificwide is both a real estate brokerage and a mortgage lender in Silicon Valley — but customers had to stitch together two separate processes, home search and loan financing, with no single place to go from finding a property to closing a loan.

Solution

One unified digital ecosystem for search and financing

We built a unified portal: MLS/IDX-standard home search, preliminary valuations, and a 100% online lending flow with an AI assistant answering loan questions in real time.

Outcome

From home search to financing, on one platform

Pacificwide's customers can now go from property search to a completed loan application without switching between disconnected systems.

Before

  • Two separate journeys

    Home search and financing lived on different systems, stitched together by the customer.

  • Paper-heavy lending

    Loan applications ran through email and in-person meetings, with long wait times.

After

  • MLS/IDX home search

    Search and preliminary valuation directly on the platform, no system switch required.

  • 100% online lending

    An AI assistant answers loan questions in real time throughout the application.

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Pacificwide Mortgage — Code4Change | Code4Change